BBPS & NPCI Network: 99.98% Live | AePS 24x7 Settlement: Operational
PCI-DSS Level 1 & ISO 27001 Compliance Desk
Corporate Governance & Mission

Bridging India's
Financial Inclusion Divide

ReffersPay FinCorp was established with a singular vision: to empower the next billion Indians with frictionless digital banking, utility clearing, and tangible monetary value on every transaction.

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Our Mission

To build India's most dependable, hyper-local digital finance network by converting neighborhood retail stores into modern digital banking points and democratizing digital payment rewards.

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Our Vision

A cashless, financially empowered Bharat where every citizen, regardless of geographical remoteness, has 24x7 access to instant cash withdrawals, bill settlements, and zero-barrier credit.

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Core Values

Absolute regulatory transparency, zero hidden charges, bank-grade data security, and an unwavering commitment to empowering local Indian micro-entrepreneurs.

Proven Footprint

The Scale of Our Network

28
States & UTs Covered
50,000+
Retail Banking Points
₹450Cr+
Annual Transaction GTV
2.4M+
Registered Consumers
Corporate Governance

Institutional Discipline &
Legal Compliance

ReffersPay FinCorp operates in strict compliance with the Reserve Bank of India’s guidelines governing Business Correspondents, the Bharat Bill Payment Operating Unit (BBPOU) ecosystem, and the Payment and Settlement Systems Act.

  • Zero MLM or Pyramid Schemes: 100% legal, genuine service-based utility cashback and retailer commission structures.
  • Data Localization Mandate: 100% of financial logs, customer KYC records, and transactional switches reside exclusively on Indian soil.
  • Statutory Diligence: Periodic third-party CERT-In and PCI-DSS audit certifications.

Enterprise Compliance Checklist

NPCI AePS Operating Framework ACTIVE
Bharat Bill Payment System (BBPS) Integration ACTIVE
RBI Digital Payment Security Guidelines COMPLIANT
ISO/IEC 27001 Information Security CERTIFIED
Grievance Escalation Protocol TIER-3 SLA